I have a substantial understanding of the mortgage industry and loan product knowledge and I am able to educate my borrowers and guide them in choosing the best loan product to fit their individual needs. I pride myself on being very responsive and attentive to my client’s needs. I regularly attend mortgage banking seminars and stay up to date on new laws and regulations to keep up with the ever-changing industry. My commitment to providing exceptional service has brought many satisfied clients back and generated many referrals, which is the greatest compliment of a job well done! In my free time, I enjoy spending time with my family, riding my motorcycle, and traveling. I look forward to putting my knowledge and skills to work for you! Carl